Enterprise-Grade Compliance Solution

Automate IFRS 9
Compliance with
Precision and Security

Streamline ECL Calculations, Ensure Regulatory Compliance, and Unlock Efficiency with our cutting-edge financial software platform.

Get Started Today

SOC 2 Certified

Enterprise-Level Security

100% Uptime

Powerful Features

Everything You Need for IFRS 9 Compliance

Our comprehensive platform automates complex calculations, ensures regulatory compliance, and provides enterprise-grade security for your financial institution.

Seamless System
Integration

Direct integration with all major banking systems via fully automated APIs. Eliminates manual Excel sheets and CSV uploads for efficient data management.

PD Term Structure
Development

Construct forward-looking PD projections using robust statistical models for improved ECL precision.

Customizable Staging
Rules

A fully customizable staging rules module that supports complex scenarios, including contagion effects and cooling-off periods, to ensure accurate IFRS 9 compliance.

Advanced Attribution
Analysis

Powerful attribution analysis tools to track ECL changes precisely across valuation periods, understanding impacts of staging rules and data changes.

Comprehensive ECL
Modeling

End-to-end ECL modeling capabilities incorporating macroeconomic factors and multi-scenario analyses to ensure full IFRS 9 compliance.

Full Transparency
& Auditability

Open access to data and calculations with detailed reconciliation of ECL movements to support accurate and reliable financial reporting.

Enhanced
Security

Advanced security protocols including role-based access and multi-factor authentication to safeguard sensitive financial data and meet industry requirements.

CXO Analytics
Dashboard

Visual insights into historical provisions, segment breakdowns, and stage assessments with customizable KPIs for strategic decision-making.

500M+

Records Processed

99.9%

Calculation Accuracy

80%

Time Saved

100%

Compliance Rate

Platform Workflow

End-to-End Compliance Journey

Follow the seamless flow from data ingestion to regulatory reporting

Step 1

Data Ingestion

Seamless Integration

01

Connect to multiple data sources including core banking, loan management, and treasury systems with real-time synchronization.

Bank Loan Treasury ENGINE OUTPUT
50+
Data Sources
<1s
Sync Speed
99.99%
Accuracy
Step 2

Risk Management

Data Modeling

02

Advanced data modeling for PD, LGD, and EAD estimation with automatic recalibration and backtesting.

25+
Models
500+
Variables
99.9%
Precision
Step 3

Stage Classification

Automated Staging

03

Intelligent credit risk stage classification with customizable triggers and threshold management.

72%
Stage 1
21%
Stage 2
7%
Stage 3
72%
Stage 1
21%
Stage 2
7%
Stage 3
Step 4

ECL Calculation

Precision Computing

04

High-performance ECL engine processing millions of accounts with scenario analysis and stress testing capabilities.

PD
2.3%
×
EAD
$42M
×
LGD
42%
=
ECL
$405K
100K+
Accounts/sec
10+
Scenarios
100%
Coverage
Step 5

Regulatory Reporting

Compliance Ready

05

Automated generation of IFRS 9 disclosures, regulatory submissions, and management reports with full audit trails.

ECL Summary
Stage Migration
Vintage Analysis
Disclosure Notes
30+
Report Types
10+
Formats
100%
Compliance
Data Ingestion Data Modeling Stage Classification ECL Calculation Regulatory Reporting

Why Choose ECLSuite

Transform your compliance workflow with intelligent automation that delivers accuracy, efficiency, and peace of mind.

Eliminate Human Errors

AI-powered validation ensures 99.9% accuracy in all calculations

Save Time with Automation

Reduce reporting time by up to 80% with automated workflows

Enterprise-Level Security

SOC 2 Type II certified with end-to-end encryption

Real-Time Analytics

Live dashboards with instant portfolio insights

Team Collaboration

Multi-user access with role-based permissions

Regulatory Updates

Automatic updates for changing compliance requirements

Start Your Free Trial

Performance Overview

Processing Time Comparison

Before
With ECLSuite
Jan Feb Mar Apr May Jun 0 35 70 105 140

Portfolio Stage Distribution

Stage 1 Stage 2 Stage 3
0%50%100%
3.2s
Processing Speed
↑ 85%
0.01%
Error Rate
↓ 99%
150+
Reports/Day
↑ 300%
Our Methodology

ECL Estimation Methodology

Our comprehensive approach follows IFRS 9 guidelines while leveraging advanced analytics for precise credit loss estimation.

  • 2005

    Incurred Loss Model

    Learn more

    Traditional approach based on incurred losses, reactive rather than predictive.

  • 2014

    Expected Credit Loss Model

    Learn more

    Forward-looking approach introduced, requiring estimation of expected losses.

  • 2018

    Full Implementation Required

    Learn more

    All financial institutions required to adopt the new ECL framework.

  • Today

    AI-Powered Solutions

    Learn more

    ECLSuite provides cutting-edge capabilities for seamless IFRS 9 compliance.

Segmentation

PIT PD Estimation

EAD Modeling

LGD Estimation

MEVS Integration

Got Question

Frequently Asked Questions

Find answers to common questions about ECL Suite and IFRS 9 compliance

ECL Suite is a comprehensive IFRS 9 compliance software that automates expected credit loss (ECL) calculations for banks and financial institutions. It streamlines the entire process from data ingestion to regulatory reporting, ensuring accuracy, security, and transparency across all your financial instruments.

ECL Suite provides full-term structure management for Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) curves. The software uses advanced statistical models and integrates macroeconomic factors with multiple scenario analyses to ensure precise credit loss estimations.

Yes, ECL Suite offers seamless integration with all major banking systems via fully automated APIs. Whether you have legacy systems or advanced platforms, our software adapts to your IT infrastructure with minimal disruption. We support both on-cloud and on-premises deployment options.

ECL Suite implements enterprise-grade security including role-based access control, multi-factor authentication, and end-to-end encryption.

Our flexible staging rules module accommodates complex scenarios including contagion effects and cooling-off periods. The system provides intelligent credit risk stage classification with customizable triggers and threshold management, ensuring accurate IFRS 9 compliance.

ECL Suite provides comprehensive CXO analytics dashboards with visual insights into historical provisions, segment breakdowns, and stage assessments. It automatically generates IFRS 9 disclosures, regulatory submissions, and management reports with full audit trails and customizable KPIs.

Yes, we offer comprehensive training and ongoing support to ensure your team understands every aspect of IFRS 9 compliance. This includes guidance on first-time adoption, ECL calculations, and best practices for credit risk modeling. Our support team is available to assist with any questions or issues.

Implementation timelines vary based on your institution's size and complexity, but most clients are fully operational within 8-12 weeks. Our dedicated implementation team works closely with your staff to ensure a smooth transition with minimal disruption to your operations.

Still have questions? We're here to help.

Contact Our Team
Get in Touch

Request a Demo

Ready to transform your IFRS 9 compliance? Get in touch with our team to schedule a personalized demo.

Office Location

D180-Astrik St,Block 5 Clifton Karachi, Sindh 64500, Pakistan

Phone

+92 021-35164799

Email

ecl@astrikdigital.com

Business Hours

Monday - Friday: 9AM - 6PM